After purchasing your car, you need to take the next step and find the right Alabama auto insurance coverage. This coverage can be more expensive than you expected, so you should consider the options available to keep your premiums as low as possible while providing the coverage you need.
- Safety - this can be overlooked sometimes, but you will be rewarded with the lowest possible premium by having a good driving record. By having a clean driving record and no claims, you'll be able to get a lower rate.
- Deductibles - you can lower your premium by raising your deductible. This way you will only have to pay the deductible in the event of an at fault claim. Just make sure here that you don't have a too high of deductible that you can't afford in the event of a claim.
- Driving Time - you may want to try and find ways to minimize your driving & road time. Bike, bus or carpool can save you money on insurance and driving costs in general.
- Bundle - discounts are available for bundling your home insurance and other policies with your auto policy. Ask Diamond Assurance Group if you may qualify for any of these.
- Discounts – ask your agent or insurance company about the many other discounts available to take advantage of the lowest possible premiums with the best coverage.
One of our agents at Diamond Assurance Group in Birmingham, Alabama will help you find the available savings on your auto insurance that could save you some money on your premiums. Just contact us for a review of your current policy or to get a quote on a new policy.