Having homeowners insurance coverage in Birmingham, Alabama isn’t enough, it’s best to also make sure you have the right coverage at the right cost. When your carrier sends your annual renewal statement, here are some things to consider when reviewing it.
- Coverage Amounts: look at what is covered and for what amounts so that you can ensure you’re properly covered. Also, evaluate your contents if you’ve added any valuables over the last year.
- Premium: after looking at your policy, you may want to consider getting a quote comparison. At Diamond Assurance Group, we can get you an Alabama home quote from several different companies to compare.
- Discounts: this is also a good time to inquire about any discounts you may be available for when evaluating your policy renewal.
- Customer Service: did you file a claim with your carrier last year, and if so, how was the experience. Sometimes having good customer service is just as important as a low premium.
- Upgrades: did you make any home upgrades in the last year that may affect your insurance premium. Did you install sprinklers or a security system that may save you money on your policy.
If you have any questions or need help evaluating your homeowners policy, just contact Diamond Assurance Group at 205-679-0068.