Here are some important questions to ask your insurance agency when you’re looking for your auto/home or other insurance policies:
What amount of insurance should I get? - at Diamond Assurance Group, we can consult with you on the appropriate amount of insurance you would need. There is no “one size fits all” when it comes to protecting your family or assets.
We can guide you through the process by asking questions about your family, property worth, # of people relying on income and the value of things you own.
Will my credit be used? - Your credit history is one of the factors that insurance companies use to determine your rate. Your agent should be able to explain how credit affects your policy premium and whether or not it makes sense for you to request a copy of your report before purchasing any type of insurance coverage.
How do claims affect my policy? Your insurance agent will be able to provide you with a thorough explanation of how claims will affect your premiums.
What if I cancel at some point? - By knowing the consequences of canceling, you can make sure that it is worth it and won't cost you more in the long run. In some cases, if you cancel your policy early, then there may be fees or penalties associated with doing so.
There may be other questions you may have as well when shopping for insurance, so the Diamond Assurance Group agents can walk you through any that you many have.